Friday, August 31, 2012

Former Murdoch executive held in UK hacking inquiry

LONDON (Reuters) - Tom Crone, a former senior legal executive at Rupert Murdoch's British newspaper business, has been arrested by police investigating allegations of phone-hacking by journalists, media reported on Thursday.

London police confirmed they had arrested a 60-year-old man at his home in southwest London on suspicion of conspiring to intercept communications, but declined to name him.

However Crone, the former legal chief of Murdoch's News of the World tabloid on which the police inquiry is centered, was the arrested man, according to Sky News, part of Murdoch's News Corp group, and other media outlets.

There was no answer from Crone's mobile phone when Reuters tried to contact him.

Eight senior figures at the now-defunct News of the World have been charged with conspiring to hack phones, including former editor and Prime Minister David Cameron's ex-media chief Andy Coulson and Rebekah Brooks, who oversaw Murdoch's British newspaper arm News International.

The scandal has not only rocked News Corp, it has put the notoriously aggressive British press under the spotlight and embarrassed senior politicians, including Cameron, over their often cozy ties with the Australian-born businessman.

Crone resigned from his post in July last year at the height of public anger over revelations journalists from the News of the World Sunday tabloid had hacked the phones of people ranging from celebrities and politicians to victims of crime.

He subsequently fell out with Murdoch and his son James, then News International chairman, accusing James of giving false information to a parliamentary committee about an email in 2008 which indicated that hacking was widespread on the tabloid.

James Murdoch has denied knowing about the full scale of the problem until it became apparent last year and said Crone himself had misled lawmakers.

COVER-UP

At a public inquiry into Britain's newspaper industry ordered by Cameron in the wake of the outcry over phone-hacking, Rupert Murdoch blamed a culture of cover-up on Crone, an allegation the lawyer described as a "shameful lie".

Detectives have now arrested 25 people as part of the phone-hacking probe, and have held more than 50 others in related inquiries into illegal payments to public officials and the hacking of computers.

On Wednesday, detectives arrested a 28-year-old former Times journalist over suspected offences under the Computer Misuse Act over hacking that led to the identification of an anonymous blogger in 2009.

Patrick Foster, former media correspondent at the Murdoch's newspaper, wrote a story exposing a police officer as the author of a popular blog, information which the paper's editor admitted had resulted from the hacking of the blogger's email account.

The arrests come as senior judge Justice Brian Leveson prepares to deliver the findings from his 10-month inquiry into press ethics after hearing evidence from hundreds of witnesses including many who condemned papers' tactics and behavior.

One newspaper editor said Leveson had sent a letter to major newspaper groups giving them advance warning of possible criticism in his final report, calling it a "damning indictment" of the industry.

"The best way I can describe it is that he's loading a gun, and this document, well over 100 pages, is all the ammunition," Chris Blackhurst, editor of the Independent, told BBC radio, adding he was worried about the inquiry's outcome.

"Believe you me there is plenty of ammunition - you read it and you just gulp."

(Editing by Louise Ireland)

Source: http://news.yahoo.com/former-murdoch-executive-held-uk-hacking-inquiry-131602843--finance.html

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menu - London Pub

MANILA ? Vice President Jejomar Binay wrote the Commission on Higher Education (Ched) on Tuesday asking it to investigate reports of students of hospitality courses who are given training allowance but are being made to work full time abroad.
Binay said the victims of the unfair scheme are Hotel and Restaurant Management (HRM) students undergoing on-the-job training in countries like Singapore, where they are paid less than the minimum wage or not at all.
?I find this alarming considering our laws governing overseas employment and youth welfare, among others,? the Vice President said in his letter to Ched Chairperson Dr. Patricia Licuanan.
Binay, who is also the Presidential Adviser on OFW Concerns, said the training allowance does not fully compensate the students who are being given actual work instead of being given training, which normally takes three to six months.
Previous allegations have been made that foreign establishments have been using the OJT program to circumvent minimum wage laws.
On April, the United Kingdom tightened its issuance of student visas because many foreigners, including Filipinos, are allegedly using it to gain employment there.
Under the new setup, students will only be allowed to work during the school term for 10 hours a week instead of the previous 20. (Virgil Lopez/Sunnex)

http://www.sunstar.com.ph/breaking-news/2012/08/29/ched-urged-look-ojt-abuse-abroad-239905

The best getaway destination vacation spot near Manila convenient safe and accessible is Clearwater Beach Resort in Clark Pampanga.

Event organizers and companies in Manila travel out of town to the north to hold their team building events and company outings in a good resort in Pampanga. Clearwater Resort located in Clark is well regarded as one of the best venues for team building near Manila.

Quiet place for rest and relaxation near Manila, in Subic, Angeles City Pampanga and Clark Philippines is something that residents of Manila travelling to the north for a short getaway are looking for. Clark is already a popular destination for golfers from Manila. Clark Freeport offers some of the best golf courses in Pampanga and outshines many golf clubs and golf courses elsewhere in the Philippines. Clark Pampanga offers many good resorts and hotels for a short trip out of Manila, and Clearwater is one of the best places to relax and unwind for a weekend getaway or a short holiday in Pampanga.

This private resort in Pampanga is a frequently visited vacation spot outside of Manila. Included in the list of resorts highly recommended for families with children visiting Clark Philippines is Clearwater Resort located conveniently in the central business district of Clark Freeport which is accessible from Manila.

Free internet WIFI access is offered to guests of this famous hotel in Clark Pampanga. Guests can even connect to Internet WIFI service near the white sand beach, by the famous lake of Clark or in any of the picnic grounds around this resort. This hotel in Clark Philippines is generally considered by Manila residents to be a good place for family trips in Pampanga.

Highly recommended summer vacation destination outside Manila is Clearwater Beach Resort in Clark, a safe and convenient tourist spot that offers natural ambience for visitors to enjoy the outdoors with no stress. Private resort is frequently visited during Holy Week and Easter Holidays for residents of Manila travelling out of town on getaway to the north to unwind and relax in outdoor resort.

During holy week, Easter holidays, Christmas, New Year, Halloween and especially the Clark Hot Air Balloon Festival, Manila residents travel out of town to the north to relax and unwind at this famous resort in Pampanga. Clearwater Resort is the hotel in Clark that visitors prefer for family bonding and team building outside of Manila.

For inquiries and bookings, Please click here to contact Clearwater Resort for inquiries and reservations now

Clearwater Resort and Country Club, Clark Pampanga
Creekside Road near Centennial Expo,
Clark Freeport, Pampanga Philippines 2023
(045) 889-5151 0917-520-4403 0922-870-5177
Joanne or Jeremy or Loydha

Getting to this lake and beach resort in Pampanga Angeles City Clark Philippines

After entering Clark Freeport from Dau and Angeles City, proceed straight along the main highway MA Roxas, passing the stand-along wine shop called Clark Wine Center on the right, continue to bear right making no turns at all, go past Mimosa Leisure Estate on the opposite side of the road, one will hit a major intersection. Go straight and the road becomes Creekside Road. YATS Clearwater Resort and Country Club is on the right just 200m down.

Family Bonding by the famous lake of Clark Pampanga

http://www.ClearwaterPhilippines.com

Manila Sales Office
3003C East Tower, Phil Stock Exchange Center,
Exchange Rd Ortigas Metro Manila, Philippines 1605

(632) 637-5019 0917-520-4393 Rea or Chay

Email: Inquiry@ClearwaterPhilippines.com

Please click here to contact Clearwater Resort to reserve a venue for your upcoming event now

Wedding couples looking for wedding reception venues and beach wedding venues can log on to this Philippines Wedding Venue web site for free information and assistance:

http://www.PhilippinesWeddingVenue.com

While in Clark, it might be a good idea to enjoy an evening of wine-and-dine in the fine dining Yats Restaurant and Wine Bar that features an award winning 2700-line wine list. It is located in Mimosa Leisure Estate of Clark Freeport Zone. For more information, visit http://www.YatsRestaurant.com

YATS Leisure Philippines is a developer and operator of clubs, resorts and high-class restaurants and wine shops in Clark Angeles Philippines http://www.YatsLeisure.com

While in Clark, one might as well add to the itinerary a visit to the famous Clark Wine Center, the largest wine shop in Philippines which offers over 2000 selections of fine vintage wine from all wine regions, vintages spanning over 50 years covering all price ranges.
http://www.ClarkWineCenter.com

Looking for famous tourists spots, places to visit and see, relax and unwind in Clark, Pampanga, Philippines? You may want to check out these sites also:

http://www.LondonPubClark.com

http://www.HotelClarkPhilippines.com

http://www.ClarkPhilippines.com

http://www.YatsWineCellars.com

For jobs and business investment opportunities in the Philippines please visit http://www.yilp.com

Hot Line for what?s happening in Clark: 045 889-5151 or 0927-940-2669 ask for Loydha

0915-542-6250 (Jeramie)

Source: http://www.londonpubclark.com/?p=37737

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Thursday, August 30, 2012

A Critical Juncture (talking-points-memo)

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Al Quran ul Mobeen ? Blog Archive ? Computer software Behind On ...

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Source: http://alquranulmobeen.com/computer-software-behind-on-line-casinos/

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BATF: The Next Front on the Federal Forfeiture War on Cash (Theagitator)

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Low cost, high efficiency solar technology developed

ScienceDaily (Aug. 28, 2012) ? Researchers at RTI International have developed a new solar technology that could make solar energy more affordable, and thus speed-up its market adoption.

The RTI solar cells are formed from solutions of semiconductor particles, known as colloidal quantum dots, and can have a power conversion efficiency that is competitive to traditional cells at a fraction of the cost.

Solar energy has the potential to be a renewable, carbon-neutral source of electricity but the high cost of photovoltaics -- the devices that convert sunlight into electricity -- has slowed widespread adoption of this resource.

The RTI-developed solar cells were created using low-cost materials and processing techniques that reduce the primary costs of photovoltaic production, including materials, capital infrastructure and energy associated with manufacturing.

Preliminary analysis of the material costs of the technology show that it can be produced for less than $20 per square meter -- as much as 75 percent less than traditional solar cells.

"Solar energy currently represents less than 1 percent of percent of the global energy supply, and substantial reductions in material and production costs of photovoltaics are necessary to increase the use of solar power," said Ethan Klem, a research scientist at RTI and co-principal investigator of the project. "This technology addresses each of the major cost drivers of photovoltaics and could go a long way in helping achieve that goal."

The technology was recently featured in a paper published in Applied Physics Letters.

In demonstration tests, the cells consistently provided a power conversion efficiency more than 5 percent, which is comparable to other emerging photovoltaic technologies.

"The efficiency of these devices is primarily limited by the amount of sunlight that is absorbed," said Jay Lewis, a senior research scientist at RTI and the project's other principal investigator. "There are many well-known techniques to enhance absorption, which suggests that the performance can increase substantially."

The cells, which are composed of lightweight, flexible layers, have the potential to be manufactured using high volume roll-to-roll processing and inexpensive coating processes, which reduces capital costs and increases production. Unlike traditional solar cells, the RTI-developed cells can be processed at room temperature, further reducing input energy requirements and cost.

In addition to being low-cost, the new cells have several other key benefits, including higher infrared sensitivity, which allows the cells to utilize more of the available solar spectrum for power generation.

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Story Source:

The above story is reprinted from materials provided by RTI International.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. E. J. D. Klem, C. W. Gregory, G. B. Cunningham, S. Hall, D. S. Temple, J. S. Lewis. Planar PbS quantum dot/C60 heterojunction photovoltaic devices with 5.2% power conversion efficiency. Applied Physics Letters, 2012; 100 (17): 173109 DOI: 10.1063/1.4707377

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_technology/~3/9Jiw7xvNvVc/120828102201.htm

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Wednesday, August 29, 2012

As gamers flock to 'Guild Wars 2,' some get the boot

12 hrs.

The highly anticipated online fantasy game "Guild Wars 2" officially opened its doors today and already hundreds of thousands of players have flocked to the game.

Not surprisingly, gamers?and the game's developers at AreneaNet have hit a few bumps along the way?as hordes of players?have tried to sign in?to the massively multiplayer online role-playing game.?

Some players are?reporting problems connecting to the game while others are having issues creating characters in?the game, which takes place in the virtual, magic-filled?world of Tyria.?Meanwhile the developers at ArenaNet say they've already?had to suspend some "Guild Wars 2"?players for offensive and hateful behavior.

As they launched the game Tuesday,?ArenaNet officials announced that one million people?had already?played "Guild Wars 2" from Saturday through Monday?during a?three-day headstart program that launched over the weekend. Those who pre-ordered "Guild Wars 2"?were allowed to start on?Saturday. And ArenaNet reps say?that,?at one point,? 400,000 people were playing the game at one time.?

In fact, one French player?managed to get his character to the game's top level (level 80) in a record-breaking 32 hours of playtime.

But some players?on Tuesday reported having trouble logging into the game.?The official @GuildWars2 Twitter account acknowledged the issues?tweeting: "We're aware of the login issues and are working on them???thanks for your patience!"

ArenaNet also assured European?players that they are aware of connectivity issues there and tweeted, "We are currently pushing updates to fix bugs or issues that are affecting gameplay." And in the afternoon they?added, "For those of you having problems with lag or character creation, we're looking into it. Thanks for letting us know!"??

Meanwhile,?players have reported issues with the "Guild Wars 2" overflow server system, which is?designed to allow people?to keep playing when their own server is overloaded. And the "Guild Wars 2" Trading Post ?-- a system that allows players to trade items between?each other -- is offline.

ArenaNet issued the following explanation:

We currently have a couple serious bugs with one of our important back end systems. This error is causing the loss of trading post, players to sometimes be separated and unable to travel to each other when switching maps and entering overflow servers, and numerous guild errors. We are very sorry for this inconvenience and are currently working around the clock to try and remedy this error.

When this bug is fixed overflow servers will keep parties together and players will be able to travel to the same overflow server as any friend or guild member who is in an overflow.

Also offline: The official "Guild Wars 2" forums. When asked about it,?ArenaNet tweeted that, "at present our main focus is getting players in game."

With hundreds of thousands of players trying to jump into?a brand new online?game, these kinds of issues?are not out of the ordinary. When "Diablo 3" arrived?earlier this year, Blizzard ended up?apologizing to the many?gamers?who?encountered?servers so?overwhelmed by the launch-day crush the game was unplayable. And when BioWare launched "Star Wars: The Old Republic" servers quickly became over?crowded?and?many?players found themselves stuck in waiting rooms.

But the kinks and bugs associated with a new online game aren't the only issues facing the?"Guild Wars 2" creators and players.

Some players have found themselves suspended from the game for giving their characters offensive names and for using offensive and racist language while chatting in the game. It has become such a hotly discussed topic, the folks at ArenaNet took to Reddit to explain why they have?banned players?and to?offer examples of exactly the kind of names and language that can't be used.

They wrote:

To keep Guild Wars 2 a pleasant place to be, we take action against racist names, hate speech, and other unacceptable behavior. We have suspended some accounts involved in the use of offensive character names or inappropriate chat. The number of account blocks is miniscule: less than .001% of our total player base.

When an account is blocked for a chat offense, the account is given a three-day suspension. When an account is blocked for an offensive name, the player is required to rename the character name and, in most cases, the account is also given a three-day suspension.

In the lively Reddit discussion, ArenaNet went through some of the names and comments that earned a ban. Most are not appropriate for me to print here, but,?for example,?ArneaNet officials explained?it's not ok to say the following:

  • "Oh I am gonna break dance on your anal intercorse" (sic)
  • "shut the f(bleep) up with non-english, geez"
  • "the worm IS f(bleep)ing hard if you're a f(bleep)ing mentalpatient no we f(bleep)ing dont you can take a keep with 5 people if you're not a f(bleep)ing?(bleep)head"

Also, ArenaNet officials advise, "Save yourself a possible headache and avoid real-world and celebrity names." And no, you can not use the names?"Stop It Daddy Ahhhh" or "Adolf Critler."?In case you were wondering.

Though the game has now launched, the folks at ArenaNet say their work has only just begun.

As Mike O'Brien, president and co-founder of ArenaNet, said in a statement: "Now our focus is shifting to building on this living world we've delivered, continuously refining our game and improving services to ensure our players have the best possible experience."?

Winda Benedetti?writes?about video?games for NBC?News. You can follow her tweets about games and other things?on Twitter?here?@WindaBenedetti?and you can?follow her?on?Google+.?Meanwhile, be sure to check?out the?IN-GAME?FACEBOOK PAGE?to discuss the day's?gaming news and reviews.

Source: http://www.nbcnews.com/technology/ingame/gamers-flock-guild-wars-2-some-get-boot-968334

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Tuesday, August 28, 2012

US debt as convention gate-crasher: Can either party solve problem on its own?

Republicans and Democrats say they have the answer to the US debt problem, but economists increasingly say the peril to the economy is so severe that bipartisan compromise is the best solution.

By Mark Trumbull,?Staff writer / August 28, 2012

Ann Romney, wife of US Republican presidential candidate Mitt Romney, looks over the main stage during a sound check at the Republican National Convention in Tampa, Fla., on Tuesday.

Charles Dharapak/AP

Enlarge

With America's two major political parties holding their national conventions this week and next, the challenge of a debt-laden economy is an uninvited guest at the festivities ? an issue that will continue to weigh on voters after the carefully orchestrated speeches and balloon drops are over.

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Each side knows the struggling economy is voters' top concern. And each says it has answers.

But for the US and other advanced nations, the problem is a particularly thorny one: How to restore growth while also tackling high and rising levels of government debt. Some economists and business leaders say the debt overhang is already acting as a brake on economic growth, and that a fix may be beyond the reach of either party on its own.

The head of the New York Stock Exchange this week cast chronic federal deficits, coupled with unease about the scheduled expiration of Bush-era tax cuts at year?s end, as "substantive enough to have people at an all-time low in terms of investor confidence."

"People in Washington, both Democrat and Republican, need to comprehend the seriousness of this issue," NYSE chief executive Duncan Niederauer said in an interview with The Wall Street Journal. Mr. Niederauer has joined with other CEOs and former elected officials in a new "Campaign to Fix the Debt," aimed at pressuring both parties to address the issue.

Niederauer's words, and the "fix the debt" campaign, coincide with research by economists suggesting that proper handling of the debt issue may be pivotal to reviving jobs and growth.

The risks are two-fold. First, if politicians take no action to address long-term deficits, rising debt levels could keep the economy in a long-term funk with meager job creation and government spending that grows faster than GDP. The second issue is shorter term: If politicians take no action to cushion against the "fiscal cliff" of scheduled tax hikes, the resulting decline in consumer demand would likely push the nation into recession next year.

Some worrying signs: The pace of growth in gross domestic product (GDP) cooled to an annual rate of just 1.5 percent in the year's second quarter, and on Tuesday the most widely watched gauge of consumer confidence posted a sizable drop for August. Despite an economy that's nominally expanding, the consumer mood is significantly more sour than it was in the 2001 recession and its aftermath.

Without a strategy to fix federal deficits and control the nation's debt, a period of sub-par economic performance could last for years, according to recent analysis by Hoisington Investment Management Co. in Austin, Texas.

"Debilitating effects ... arise from taking on debt that either does not increase the future income stream, or even reduces the flow of income," write authors Van Hoisington and Lacy Hunt.

They cite three academic studies in the past two years, all spanning multiple nations, that have found high debt is harmful to economic growth.

The Bank for International Settlements, based in Switzerland, reached similar conclusions last year.

"Countries with high debt [at or near 85 percent of one year's GDP] must act quickly and decisively to address their fiscal problems," concluded the report by the bank's economic adviser, Stephen Cecchetti, and co-authors.

The economists concluded that other types of debt ? corporate and household ? become a drag on growth when they reach similar levels.

Where does the US stand?

A report earlier this year by the McKinsey Global Institute put government debt at 80 percent of GDP (and rising), household debt at 87 percent of GDP (and falling), and corporate debt a little over 70 percent of GDP (and falling).

Both President Obama and his Republican challenger for the White House, Mitt Romney, have talked about the importance of taming deficits and the debt. Where Mr. Obama emphasizes a call for the rich to pay more in taxes, coupled with spending cuts, Mr. Romney argues generally that taxes shouldn't go up for anyone. Thus, his approach would rely on deeper cuts in federal spending.

Many economists say that in theory, either approach could help improve America's fiscal position. In practice, however, Washington has had a poor track record on fiscal discipline in recent years. Some forecasters worry that Democrats would leave government spending?too large, hindering growth, while Republicans might do the same or deepen deficits through tax breaks that outstrip spending cuts.

A more realistic approach, many budget experts argue, would be a bipartisan compromise that involves both big spending cuts and more tax revenue ? set in the context of reform that simplifies the US tax code to make it less burdensome on the economy.

That's the approach that many members of Obama's bipartisan fiscal commission ? including chairmen Erskine Bowles (D) and Alan Simpson (R) ? pushed for.

Professional economists appear to favor a similar approach, according to a March survey by the National Association for Business Economics. Some 39 percent said the ideal way to reduce the deficit is with a roughly equal mix of tax hikes and spending cuts, while another 39 percent favored "mostly with spending cuts," which implies at least some new tax revenue.

A few respondents (11 percent) said "only with spending cuts," and a few (10 percent) said "mostly with tax increases."

Source: http://rss.csmonitor.com/~r/feeds/csm/~3/WA7tRaMmuPo/US-debt-as-convention-gate-crasher-Can-either-party-solve-problem-on-its-own

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Twitter Appeals Court Decision Against Occupy Wall Street Protester Malcolm Harris

twitter logoTwitter just filed its appeal against a New York court decision requiring the company to turn over tweets and account information for Occupy Wall Street protester Malcolm Harris, who is being prosecuted for allegations of disorderly conduct. According to Twitter's brief, the New York County District Attorney's office subpoenaed Twitter earlier this year for information related to two of Harris' accounts, @destructuremal and @getsworse. The requests came at different times for the two accounts, and cover slightly different information, but in the case of @getsworse, they include all public tweets, as well as "[t]he following subscriber information: name; address; records of?session times and durations; length of service (including creation date); types of?service utilized; telephone or instrument number or any other subscriber number or?identity, including any temporarily assigned network address.?

Source: http://feedproxy.google.com/~r/Techcrunch/~3/qasRKNSR0ig/

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Childhood Obesity Is Reaching Epidemic Proportions - Len Saunders

From AOL Patch?..

Combating childhood obesity is rapidly becoming one of the nation?s biggest problems.

OASIS, and BJ Hospital are working on healthy eating and wellness programs with youth in the community. Once a week, this group works with the after-school program for children at Old Bonhomme School. Case worker Shelby Schroeder, MSW is the CATCH healthy coordinator for St. Louis. This is what she had to say about this intergenerational program catching on in St. Louis:

Patch.com: We are definitely interested in learning more about the good work you are doing in the community.

Shelby Schroeder: We have five St. Louis OASIS offices, one at the Center of Clayton, one at the Forest Park Visitors Center, a building downtown, I am based at Christian Hospital Northeast and our newest office is in O?Fallon (MO).

For the CATCH Healthy Habits Living Program, we focus on improving nutrition and physical activity for kids in Kindergarten through 5th grade.

Patch: Exactly what is CATCH.

Schroeder: CATCH is an anancronism for a coordinated program to healthy children. This is the part that brings in the adults.

Patch: We are interested in your partnership in particular with Old Bonhomme School in Olivette. How did that come about.

Schroeder: We are partnering with them again.We did that last spring. We had anywhere from 25-30 kids each week and we had a team of three to four volunteers.

Patch: How did Old Bonhomme School find you.

Schroeder: Connie Jander, the P.E. teacher actually called me or sent me an email about a year ago and said she wanted to learn more about what we did.

To read the full story?..Click here

Source: http://www.lensaunders.com/wp/?p=3773

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Monday, August 27, 2012

Scholar Loan Options For Financing Your Schooling - Total Vibration

Once you begin making use of for faculties, you can see that tuition and boarding charges are extremely expensive. Except they?re independently wealthy, few people can pay for college outright. If you do not qualify for scholarships, financing your schooling can appear virtually unattainable, even with the assistance of standard monetary aid grants. However, there are various low curiosity pupil loans available for students that qualify for them. Fairly than laying aside your education, you possibly can borrow money and defer fee till your have graduated and have found a full-time job with which you?ll be able to pay back what you owe.

The first step towards applying for student loans is to fill out a financial support application form referred to as the Federal Software for Scholar Financial Aid. After getting been accepted to a college or college, you may be sent a packet of financial assist information. You will be asked to offer your individual and your parents financial information so the help agency can assess your want and your means to pay. There are lots of authorities based grants, like the Pell Grant, that give money to low-revenue students and their families with no obligation to ever pay it back. However, grants can solely pay for so much, and you?ll more than likely require pupil loans to finance the remainder of your instructional expenses.

If the free monetary aid you qualify for just isn?t sufficient to cowl your bills, student loans can help you make it by means of faculty to get the degree it is advisable be financially profitable later in life. There are many various kinds of scholar loans obtainable for each typical and nontraditional students. Federal training loans like Perkins and Stafford Loans can be funded by either the varsity, your financial institution, or by the U.S. Department of Education. Private schooling loans aren?t sponsored by the federal government and draw funds from quite a lot of completely different sources. If you are still thought of a dependent, either you or your mother and father can apply for pupil loans to finance your education.

Guaranteed Scholar Loans, or Stafford Loans, usually have decrease interest rates than non-public loans. These loans are guaranteed by the federal government, and they are often backed or unsubsidized. If you have a sponsored loan, the federal government pays your interest when you are in school. With an unsubsidized mortgage, you begin accruing curiosity while you?re at school, however you do not need to pay it again till you may have graduated. You could show financial must receive a backed loan, whereas unsubsidized loans can be found to anyone who applies.

Often times, Direct Pupil Loans are the mortgage of choice for many students. Direct loans are handled instantly by the varsity you?re attending. A majority of these loans usually have lower rates of interest than most others. Your faculty or university might get hold of the funds from a wide range of sources, however the entire funds are generally made to the varsity itself. Once you are completed with faculty, you usually have wherever from six to 9 months to start paying back your accrued debt.

For those who end faculty and cannot afford to pay again your student loans, they could be positioned in default. This affects your credit standing and may hold you from getting different loans within the future. You might be granted a deferment in your loans if you happen to resolve to continue your education in graduate studies, or if you are unemployed. Deferment, however, does not final forever. If in case you have many different student loans, you?ll be able to usually consolidate them utilizing a consolidation service, or, if you have direct loans, you?ll be able to consolidate through your schools lender.

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Source: http://blog.thorsrubberhammer.com/2012/08/scholar-loan-options-for-financing-your-schooling/

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#advocare #advolove #fitness #health #supplement #supplements ...

Exercise and a Blog ? Images ? #advocare #advolove #fitness #health #supplement #supplements #hdr #spark #mns #cleanse #thermosplus #omegaplex #catalyst #doit #right #24daychallenge #doyouspark ##iphonesia #jj #jj_forum #teamiphone #iphoneonly @tval3ncia

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Baby Shower Celebration A few ideas For the First Time Mother ...

27 August 12 ??|?? 8:14 pm ??|?? Category: 50

Among the memorable times in life is if you are anticipating, specifically as a first time mother. Therefore planning a baby shower is one of the most wonderful ways you are able to prepare and motivate a pregnant mother. It is a great to prepare a celebration with a baby theme. It is predicated on the planning a mom-to-be must make to give her new baby everything it has to own when it enters the world. This is usually done a couple of months before the due date, while the mother is ?preparing the nest? on her child. This baby shower ideas manual is a starting place to the planning of one?s first baby shower or for planning one for an or family member.Baby Shower Ideas might be several things from Winnie the Pooh baby shower to a Tea Party. There are many baby shower ideas. If you?re planning one for somebody else, ask her several questions ? does she know the gender of the baby, and what subjects does she like? You could use her on her accessories and ask individuals to buy certain supplies for the nursery relating to her concept. Be imaginative and have a great time with it. You may also do a spoiling shower or Hollywood topic for the mom therefore she?s the concentration of interest instead of just the baby.Baby Shower Gifts ? The pregnant mom will need diapers and changing dining table supplies, bedding, newborn apparel, bottles, a monitor, baby stroller, a car seat, a lively seat, and numerous supplies. She can ask for these from Target and other shops that you can make a record for and most of them can be tied in with the theme of the baby shower and the nursery accessories. For an interesting gift, you are able to give a ?diaper cake.? This meal won?t be offered to visitors, but it can double as a sweet attraction, and it will positively support the mother in the first a short while following the baby exists! It?s made of diapers and pacifiers, teething bands, combs, brushes, rattles, and bibs, all folded up and formed into the model of a meal, along with ribbons and bows ? you can be as creative as you like!Unique Baby Shower Invitations ? You can get really creative nowadays with invitations, from homemade ones you write out of leftovers and ribbons and lace, to invitations from Creative Memories or Send Out Cards. It is also adequate to create an Evite.com request and send it to all your web friends. Make sure you are the design of the shower and the date, time, and some other important information (specially if it a surprise party ? to keep it a Send these 2-3 weeks in advance and make sure you have determined how many guests your home (or the party area) can maintain, and plan appropriately as you get your RSVP?s in.Food and Games ? If you choose to have the shower throughout the morning or afternoon, you can just provide gentle refreshments and hors d?oeuvres, with a cake and candles if you wish. If you have a celebration all through lunch or supper, then you can choose how detailed you are interested to be, according to your concept. Several baby baths ideas have several games to get people in the ?baby-themed? disposition and show understanding for the caretaker and her baby ? games give ?life? to a shower ideas?so be creative and have some fun. It is possible to play baby Scrabble, baby Twister, baby word queries, find the bottle?you obtain the idea. You want your guests to laughing and curl up and maybe reveal anything about the personality and loves of mom. Visitors who gain can get small gifts and everybody has an excellent time!I hope this short baby shower tips manual has been beneficial ? the key is to recognize the pregnant mother, prepare her for the beginning, and to own some fun along the way!

Visit our site for more information about Baby shower game ideas

Source: http://blog.flowercottage.com.my/?p=131326

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Sunday, August 26, 2012

Landscaping Ideas For Front Yard | Home Improvement On Post

There are several strategies to make the exterior of the house looks great, including landscaping. Maybe if you have a house with a large yard, you can create a landscape there. To achieve all that, you have to look for landscaping ideas for front yard. Landscaping is a most effective way to get a visual comfort.

One way to increase the value of a house is used landscaping ideas for front yard.?Modern lifestyles can be applied on your page. You can create a modern garden hybrids by planting trees. Flowering shrubs with new colors can also be classified as a hybrid plant. Architecture house already uses quality products, such as glass walls, sunroom, balcony, and so on. When you combine the idea of landscape and architecture of the modern home, then your home will be very valuable. You will also feel happy when trees, grasses, and shrubs that you plant can grow up healthy.

Landscape Ideas For Front Yard Picture Landscaping Ideas For Front Yard

Landscaping ideas for front yard should have a concept match home decor. You should be able to use your imagination, mix composition, use of texture, coloring, and the application of the line well. Proper planning is needed before you?re designing a landscape. Prior to that, you also have to discuss the landscaping plan to your family.

Original Post In >> HomeImprovementBiz.com >> Landscaping Ideas For Front Yard

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Source: http://homeimprovementbiz.com/home-decor/landscaping-ideas-for-front-yard.html

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After a Challenging Week on Women's Issues, Mitt Romney Seeks to ...

[unable to retrieve full-text content]After a Challenging Week on Women's Issues, Mitt Romney Seeks to Woo Them in Ohio. published about 5 hours ago. POWELL, Ohio- Mitt Romney doesn't just want Ohioans to vote for him this fall, he wants female residents here to come out ...

Source: http://newsonfeeds.com/article/16309121/After%20a%20Challenging%20Week%20on%20Women's%20Issues,%20Mitt%20Romney%20Seeks%20to%20Woo%20Them%20in%20Ohio

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National Briefing | Washington: Another Ruling Goes Against Tobacco Warnings

[unable to retrieve full-text content]

Source: www.nytimes.com --- Friday, August 24, 2012
The federal government cannot make tobacco companies put large, graphic health warnings on cigarette packages, an appeals court panel ruled. ...

Source: http://feeds.nytimes.com/click.phdo?i=3de7cb70456573af9174112f39b8919a

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97% Ai Weiwei: Never Sorry

All Critics (62) | Top Critics (23) | Fresh (60) | Rotten (2)

A movie that somehow mixes apprehension for Ai with a feeling of warmth and, certainly, fun.

Affable and unpretentious, Ai comes across as a cagey operator whose candor is very appealing.

It's likely to change the way you think about art and politics and the state of China today.

Using archival footage dating back to Ai's adventures in the New York art world in his 20s, Klayman traces his evolution as a creator and as an activist.

Though he has paid the price, Ai is a pathfinder in this new phenomenon in tactical insurrection. Never Sorry is a new-style profile in 21st-century courage.

Ai admits that he's become "a brand for liberal thinking and individualism," though that's nothing to be ashamed of -- at this point, his Warholian talent for self-promotion may be the only thing keeping him alive.

An unprecedented inside look at Chinese politics and a fascinating tour of modern art at the same time.

A powerful film that teaches us as much about ourselves as it does it's subject, "Ai Weiwei: Never Sorry," is a sure bet to be nominated for an Oscar come January 2013.

This riveting documentary deserves consideration for year-end awards. Klayman gained unprecedented access to this very photogenic man with a dynamic personality.

The film's recurring theme is of an artist on a perpetual hunt for transparency, in his country and abroad.

A lively, informative, funny and inspirational portrait of a courageous, charismatic, highly original man.

His willingness to speak out despite severe consequences is inspiring, and his recent silence speaks almost as loudly as his work in calling attention to China's repressive tactics.

This essential, finely honed biographical portrait is jollied along by all the ironies and complexities of modern China.

Who doesn't hate it when critics say, "this is an important documentary you must see!" Well, Ai Weiwei: Never Sorry is a critically important documentary you need to see.

Though we might wish for more insight or explanation, Klayman's film remains an incredible document of a courageous individual who the Chinese officials would prefer to make disappear.

The boundaries between performance and protest are virtuosically, vitally fuddled in this stirring documentary chronicling three years in the life of Ai Weiwei, the outspoken Chinese artist and dissident.

The artist repudiated the repudiation. Art had, as art always should have, the last word.

Fascinating account of Weiwei's practice and politics that gives centre stage to his charismatic personality.

This is how a documentary portrait should be done.

Klayman's all-access, warts-and-all coverage of this artist's struggles with the State represents an extension of Ai's own ideals about transparency and freedom of expression.

More Critic Reviews

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Source: http://www.rottentomatoes.com/m/ai_weiwei_never_sorry_2012/

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Friday, August 24, 2012

Stephen Greenwood | ComputersA-Z.blogspot.com


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Source: http://computersa-z.blogspot.com/2012/08/stephen-greenwood.html

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The successful evolution of Virginia Tech's engineering learning communities

The successful evolution of Virginia Tech's engineering learning communities [ Back to EurekAlert! ] Public release date: 24-Aug-2012
[ | E-mail | Share Share ]

Contact: Lynn Nystrom
tansy@vt.edu
540-231-4371
Virginia Tech

In 2001, Virginia Tech's Center for the Enhancement of Engineering Diversity http://www.eng.vt.edu/ceed implemented Hypatia, a residential-based learning community for freshman women in engineering. The mission of Hypatia remains steadfast today: to bring together first-year women engineering students in a residential environment designed to provide encouragement and support in pursuing engineering degrees.

Essentially, the program was comprised of students helping their peers as they pursued their aspirations to become engineers.

By its third year, Hypatia enrolled 52 women on the fourth floor of the wing of Slusher Residence Hall. And its retention numbers were impressive. Of the first three classes in Hypatia, 90 percent were still pursuing an engineering degree, 17.5 percent more than among the females who had started in engineering but had not become members of Hypatia.

Last year, a record number of female students applied 105 out of the 300 females admitted into engineering.

The name Hypatia was selected because she was a Greek philosopher historically recognized as the first notable woman in the field of mathematics, and the head of the Platoist school at Alexandria around 400 AD.

As the initial successes of the Hypatia learning community mounted, Bevlee Watford, http://www.eng.vt.edu/users/deuce the associate dean for academic affairs for the College of Engineering, http://www.eng.vt.edu/ proposed creating Galileo in 2004 as a male counterpart to Hypatia. Watford's goal was to enroll some 200 young men in Galileo, and like the Hypatians, they would be clustered in their math, chemistry, chemistry lab, and engineering explorations courses.

The program was called Galileo because as a 17th century intellect, he is called the father of science and the father of modern physics.

Each year, the young male engineering students enroll in the Galileo Seminar, a two-credit course that addresses skill development, exploration of engineering professions, and engineering activities. It was also based on the Hypatia Seminar, except the course for the females included the exploration of issues surrounding women's roles in a predominantly male field.

In the fall of 2005, 162 freshman male engineering students were members of Galileo. After the first five years of the Galileo program, the retention/graduation rate for participants was 85 percent. The control group was at 78 percent.

The College of Engineering's goal of having the two learning communities act as both recruiting and retention programs was realized. About six years ago, a number of the participating mentors, the second-year students, decided they wanted to have an impact on how the program evolved, said Susan Arnold-Christian, http://www.eng.vt.edu/personnel/susanac assistant director of the diversity center and in charge of the combined Hypatia/Galileo program, called Galipatia.

These students wanted to be more than mentors, and a few met with Watford to determine what, if any, role they might have. As a result of the discussions, the third-year students who wished to remain became the Student Leadership Team of the program. They took control of the four committees: social, academic and professional development, community service, and announcements.

The program had started on a shoestring budget, with students volunteering to help other students. Now, Arnold-Christian said, it operates on about $40,000 a year. The money is used mostly to train and pay a nominal fee to mentors, and to provide community-activity funding, such as transportation to community service projects.

In 2010, Watford collaborated with her counterpart, Jill Sible, http://www.science.vt.edu/people/staff/bio-sible.html of Virginia Tech's College of Science, http://www.science.vt.edu/people/index.html to submit a proposal to the National Science Foundation (NSF) for almost $2 million to increase science, technology, engineering, and mathematics (STEM) graduates in the physical and quantitative sciences at Tech. The proposal described the successful practices of the College of Engineering and its plans to adopt similar programs, including a learning community for the physical and quantitative science that would complement Hypatia and Galileo.

NSF approved the proposal, and the College of Science has added the Curie Learning Community for both men and women. Curie became the fourth learning community in the fall of 2012 at Virginia Tech, as the biological life sciences hosts the DaVinci Learning Community, aimed at helping students in animal and poultry science; biochemistry; biology; dairy science; food science; and human nutrition, foods, and exercise, as well as the majors in the College of Natural Resources and Environment.

Madam Curie was a 20th century physicist and chemist who won two Nobel Prizes. Leonardo da Vinci was considered by many to be the true Renaissance man, with talents ranging from engineering and science to architecture and painting.

With the continual evolution of the learning community environment at Virginia Tech, the next step was the decision to house all four of the groups in Lee Residence Hall starting with the 2012-13 class. The close living quarters will allow the engineering and science students to live in the inVenTs Learning Community http://www.eng.vt.edu/residentialprograms/invents.

The four communities within inVenTs will retain separate identities, but will have access to shared programming, activities, and classroom space in the building, as well as access to faculty, academic administrators, student affairs staff, and other students who can offer ideas, encouragement, and collaboration across various disciplines offered by the two colleges.

"inVenTs is a concept of innovation and invention," said Arnold-Christian. "Two spaces in Lee Residence Hall are being renovated into laboratory and classroom space equipped with technology so that the science and engineering students can work together on pieces of undergraduate research."

"This type of learning community may be unique to Virginia Tech," Arnold-Christian added. The almost $2 million grant over five years gives the students a small part of the "pot of gold" to further develop programs to meet the goals of the inVenTs community, Arnold-Christian said.

Lauren Gibboney is one of these students. She is a computer science major from Chesapeake, Va, the 2011-12 president of the Society of Women Engineers, spent her third year as a member of the Hypatia Leadership Team, and returned in the fall of 2012 as a member of the inVenTs Leadership Team, again breaking ground in how the learning communities at Virginia Tech are evolving to include more students in increasingly enhanced environments.

Gibboney started as a Hypatia member, and became a mentor her sophomore year. "My mentor group was really close, and it was good to help get them acclimated to college. Although I told them that reading and studying were very important, I stressed that breaks were equally important," Gibboney said. "Students came with both academic and nonacademic problems. Some things pertained more to professional development."

"Long-term, and in a perfect world, our goal would be to have Hypatia the same size as Galileo," Arnold-Christian added. "Our hopes are to achieve a more diverse community."

Ed Mitchell, also a computer science major who hails from Virginia Beach, returned in fall of 2012 as a member of the Galipatia Leadership team, overseeing the mentors of the Galileo and Hypatia programs.

Mitchell had spent both semesters of his sophomore year on the Galileo academic committee, helping students with review sessions for tests, and offering office hours where anyone could come in to get extra help. He also was part of the leadership team that participated in the process of selecting next year's mentors. "This was the first time we were part of the process. And his team has now met with this coming year's team, trying to grow the communication," he said.

###



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The successful evolution of Virginia Tech's engineering learning communities [ Back to EurekAlert! ] Public release date: 24-Aug-2012
[ | E-mail | Share Share ]

Contact: Lynn Nystrom
tansy@vt.edu
540-231-4371
Virginia Tech

In 2001, Virginia Tech's Center for the Enhancement of Engineering Diversity http://www.eng.vt.edu/ceed implemented Hypatia, a residential-based learning community for freshman women in engineering. The mission of Hypatia remains steadfast today: to bring together first-year women engineering students in a residential environment designed to provide encouragement and support in pursuing engineering degrees.

Essentially, the program was comprised of students helping their peers as they pursued their aspirations to become engineers.

By its third year, Hypatia enrolled 52 women on the fourth floor of the wing of Slusher Residence Hall. And its retention numbers were impressive. Of the first three classes in Hypatia, 90 percent were still pursuing an engineering degree, 17.5 percent more than among the females who had started in engineering but had not become members of Hypatia.

Last year, a record number of female students applied 105 out of the 300 females admitted into engineering.

The name Hypatia was selected because she was a Greek philosopher historically recognized as the first notable woman in the field of mathematics, and the head of the Platoist school at Alexandria around 400 AD.

As the initial successes of the Hypatia learning community mounted, Bevlee Watford, http://www.eng.vt.edu/users/deuce the associate dean for academic affairs for the College of Engineering, http://www.eng.vt.edu/ proposed creating Galileo in 2004 as a male counterpart to Hypatia. Watford's goal was to enroll some 200 young men in Galileo, and like the Hypatians, they would be clustered in their math, chemistry, chemistry lab, and engineering explorations courses.

The program was called Galileo because as a 17th century intellect, he is called the father of science and the father of modern physics.

Each year, the young male engineering students enroll in the Galileo Seminar, a two-credit course that addresses skill development, exploration of engineering professions, and engineering activities. It was also based on the Hypatia Seminar, except the course for the females included the exploration of issues surrounding women's roles in a predominantly male field.

In the fall of 2005, 162 freshman male engineering students were members of Galileo. After the first five years of the Galileo program, the retention/graduation rate for participants was 85 percent. The control group was at 78 percent.

The College of Engineering's goal of having the two learning communities act as both recruiting and retention programs was realized. About six years ago, a number of the participating mentors, the second-year students, decided they wanted to have an impact on how the program evolved, said Susan Arnold-Christian, http://www.eng.vt.edu/personnel/susanac assistant director of the diversity center and in charge of the combined Hypatia/Galileo program, called Galipatia.

These students wanted to be more than mentors, and a few met with Watford to determine what, if any, role they might have. As a result of the discussions, the third-year students who wished to remain became the Student Leadership Team of the program. They took control of the four committees: social, academic and professional development, community service, and announcements.

The program had started on a shoestring budget, with students volunteering to help other students. Now, Arnold-Christian said, it operates on about $40,000 a year. The money is used mostly to train and pay a nominal fee to mentors, and to provide community-activity funding, such as transportation to community service projects.

In 2010, Watford collaborated with her counterpart, Jill Sible, http://www.science.vt.edu/people/staff/bio-sible.html of Virginia Tech's College of Science, http://www.science.vt.edu/people/index.html to submit a proposal to the National Science Foundation (NSF) for almost $2 million to increase science, technology, engineering, and mathematics (STEM) graduates in the physical and quantitative sciences at Tech. The proposal described the successful practices of the College of Engineering and its plans to adopt similar programs, including a learning community for the physical and quantitative science that would complement Hypatia and Galileo.

NSF approved the proposal, and the College of Science has added the Curie Learning Community for both men and women. Curie became the fourth learning community in the fall of 2012 at Virginia Tech, as the biological life sciences hosts the DaVinci Learning Community, aimed at helping students in animal and poultry science; biochemistry; biology; dairy science; food science; and human nutrition, foods, and exercise, as well as the majors in the College of Natural Resources and Environment.

Madam Curie was a 20th century physicist and chemist who won two Nobel Prizes. Leonardo da Vinci was considered by many to be the true Renaissance man, with talents ranging from engineering and science to architecture and painting.

With the continual evolution of the learning community environment at Virginia Tech, the next step was the decision to house all four of the groups in Lee Residence Hall starting with the 2012-13 class. The close living quarters will allow the engineering and science students to live in the inVenTs Learning Community http://www.eng.vt.edu/residentialprograms/invents.

The four communities within inVenTs will retain separate identities, but will have access to shared programming, activities, and classroom space in the building, as well as access to faculty, academic administrators, student affairs staff, and other students who can offer ideas, encouragement, and collaboration across various disciplines offered by the two colleges.

"inVenTs is a concept of innovation and invention," said Arnold-Christian. "Two spaces in Lee Residence Hall are being renovated into laboratory and classroom space equipped with technology so that the science and engineering students can work together on pieces of undergraduate research."

"This type of learning community may be unique to Virginia Tech," Arnold-Christian added. The almost $2 million grant over five years gives the students a small part of the "pot of gold" to further develop programs to meet the goals of the inVenTs community, Arnold-Christian said.

Lauren Gibboney is one of these students. She is a computer science major from Chesapeake, Va, the 2011-12 president of the Society of Women Engineers, spent her third year as a member of the Hypatia Leadership Team, and returned in the fall of 2012 as a member of the inVenTs Leadership Team, again breaking ground in how the learning communities at Virginia Tech are evolving to include more students in increasingly enhanced environments.

Gibboney started as a Hypatia member, and became a mentor her sophomore year. "My mentor group was really close, and it was good to help get them acclimated to college. Although I told them that reading and studying were very important, I stressed that breaks were equally important," Gibboney said. "Students came with both academic and nonacademic problems. Some things pertained more to professional development."

"Long-term, and in a perfect world, our goal would be to have Hypatia the same size as Galileo," Arnold-Christian added. "Our hopes are to achieve a more diverse community."

Ed Mitchell, also a computer science major who hails from Virginia Beach, returned in fall of 2012 as a member of the Galipatia Leadership team, overseeing the mentors of the Galileo and Hypatia programs.

Mitchell had spent both semesters of his sophomore year on the Galileo academic committee, helping students with review sessions for tests, and offering office hours where anyone could come in to get extra help. He also was part of the leadership team that participated in the process of selecting next year's mentors. "This was the first time we were part of the process. And his team has now met with this coming year's team, trying to grow the communication," he said.

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Source: http://www.eurekalert.org/pub_releases/2012-08/vt-tse082412.php

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